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Archive for April 2nd, 2012

Used Car Warranties

Monday, April 2nd, 2012

A lot of people today dreams of owning their very own car. But, because of the high cost of new cars, a lot of people will usually purchase a used one instead from one of the many used car dealerships existing.Lots of people consider that, when they purchase a used car warranty, they’ll feel much safer about the risks they take by purchasing a second hand car. If that’s your opinion as well, I advise you to buy this type of warranty only if you have no shocks about the coverage. The content of those documents varies widely, but usually there are two main kinds of coverage: mechanical breakdown coverage and comprehensive coverage. No matter what car or truck warranty you choose to buy, it should still cover the majority of the important car parts: the engine, the electrical system, the suspension and also the gearbox. You shouldn’t expect the warranty to incorporate protection against paint or bodywork damage, against light problems and even oil leaks. That’s because these problems are usually regarded as caused by “wear and tear”.

If you are interested in the price of a second hand car warranty, you need to know the cost varies from one type of car or truck to another, and how much coverage you need to buy. To lessen the cost you can chose to get accountable for paying a part of every repair bill. It’s a lot like the deductible you are able to set high in order to pay for less in your car insurance. For instance, should you agree to an excessive amount of £100 for a BMW car or truck comprehensive warranty, you’ll lessen the cost from £620 a year to £499.

To locate a suitable car or truck warranty, you need to go to a franchised dealer. By extending the warranty provided by the car manufacturer once it expires, you will benefit from the same coverage you are already accustomed to. The warranty differs depending on the car’s manufacturer, which means you should browse the terms carefully. You should follow the same rules when you purchase a car or truck from an independent dealer. Another supply of car or truck warranties is definitely an independent provider. A few examples of companies that do business in this field are Warranty Direct and Warrantywise. There are also suppliers that offer only breakdown coverage which isn’t exactly the same with having a full car or truck warranty. What’s also good to know is that each one of these providers permit you to transfer the warranty to some buyer if you decide to sell the vehicle while the warranty still applies. The transfer will in all probability suppose paying a fee of £10 to £50.

In principle, you can buy a second hand car warranty for all types of used cars, however for some cars the procedure may prove more difficult than for others. For instance, there aren’t many providers of car or truck warranties that offer coverage for used performance cars or for used cars in activities that involve schools of motoring and taxi driving.

In order to buy this type of warranty you’ll have to give a MoT test certificate as well as documents that prove the vehicle continues to be repaired by a registered garage. Each one of these documents need to be current (maximum a year old). One more reason car or truck warranty providers give for not offering policies for several cars is related to age and mileage of the car you own. In case your car exceeds the limits these providers establish, it’s most likely they won’t agree to cover your car. For example, some providers refuse to offer warranties for used cars that have more than 60,000 miles aboard or are over the age of 6 years. However, the very best providers in the field offer unlimited mileage policies.

National Vehicle Protection Services, Inc.
is a proud member of the Vehicle Protection Association (VPA) in good standing almost three years now. Beyond their own association membership, the providers whom they offer the extended protection plans have also been recognized by the BBB and the VPA as reputable and well recognized companies. Work with a company you can believe in when it comes to the protection of your vehicle. National Vehicle Protection Services, Inc. knowledgeable representatives will ensure you understand your policy and is dedicated to you full satisfaction.

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